We see a fast-changing business world in which five converging trends accelerate  the transformation of many business sectors. The basis for transforming businesses is an agile culture and mindset to enable fast, and cross-functional execution of innovative ideas. Data is the key success factor for the transformation of business, processes, and business models. Data at the right time and in the right quality is the foundation for automation & artificial intelligence. Businesses that have the right information in the right customer context available succeed in developing new business models and generating  unique customer journeys. Exponential growing and converging technological innovation thrives disruption and sustainable improvements for a better
tomorrow. Trust and Empathy are the real differentiating factors in a digital and human-less environment.